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HOME > INSURANCE > TERM LIFE INSURANCE
Term life insurance is designed to offer a choice of low cost solutions to meet your insurance needs. Premium payments are level for the specified benefit period, which could be for a 5-, 10-, 15- or 20-year period. The death benefit is level and is guaranteed not to decrease for the duration of the specified benefit period.

Term insurance provides pure death benefit protection without a cash accumulation component. The immediate cost is much lower than that of a permanent plan. As age increases, premiums increase, but while an individual is young, term insurance offers the most affordable protection available. When an individual is able to afford the permanent plan, term insurance can usually be converted without evidence of good health.





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Sage Rutty & Co.
1621 Jefferson Road
Rochester, NY 14623
(585) 232-3760
Fax: 292-5799
www.SageRutty.com
This website is only intended for residents of states in which we are registered. These states are: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, ME, MD, MI, MS, MT, NV, NJ, NY, NC, OH, OR, PA, RI, SC, TX, VT, VA, WA, WI and Washington, DC. This is not a solicitation to buy or sell securities.
This is written solely for information and communication purposes. It is not represented as Sage Rutty’s views or policies, nor a promotion in purchasing securities. The purchase of investments can only be considered through a prospectus and other authorized methods of promotion. Past performance is no guarantee of future results. Sage Rutty Member FINRA/SIPC.
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