Why Financial Planning?
There’s much more to having a well-rounded and solid financial picture than investing in good stocks or mutual funds. It’s important that you take a look at your overall financial picture rather than focusing just one piece (like your 401K) in order to make sure you’re going to be able to meet your long-term goals.

Let's face it. Financial planning is not the activity of choice for most individuals. If it was possible, each of us would have the various pieces of our financial lives magically fall in place. All of our financial needs would be met effortlessly without our having to devote even a minute of time planning. Unfortunately, it doesn't work that way. Making sense of your finances requires more time and effort than ever in today's changing environment.

Financial Planning is a Process... a proactive strategy to help you achieve your financial goals and dreams. Try to think of it as a road map that can lead to those goals with the fewest potholes and detours along the way. Your Financial Review provides a detailed look at your assets and how they might be used to reach your financial goals. It’s designed to help increase cash flow and reduce taxes.

Financial planning involves several steps.

• Evaluate Your Current Situation
• Set Your Goal
• Create a Plan
• Execute Your Plan
• Monitor Your Plan

Please feel free to contact me at (585) 512-2313 or e-mail me at KDowejko@SageRutty.com to set up an initial consultation, free of charge. With the help of Sage Rutty’s Financial Planning department, we can design and implement an appropriate Financial Plan based on your personal situation to help you meet all of your financial goals.