Creating & Preserving Wealth for Generations
Services & specialties
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Retirement Planning
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Investment Advice
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Investment Strategy
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Tax Planning
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Nursing Care Planning
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Insurance Planning
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Health Care Planning
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Social Security Planning
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College Savings Planning
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Cyber Security
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Estate Planning
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Legacy Planning
Overall Financial Integrations
Advanced
Tax Savings Strategies
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Inheritance protection from “The Secure Act”
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Roth IRA Conversions
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Qualified Charitable Distributions
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Custom investment location across accounts
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Potential realization of gains at 0% federal tax
Socially Responsible investing
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Making sure your investments align with your values
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“Environmental, Social, and Governance “ evaluation
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Your ethics and morals can be reflected in your investment
tax
efficient
investing
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Reducing capital gains taxes owed
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Reducing the taxable portion of interest
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Position accounts for tax free growth if available
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Investing for tax friendly inheritance
trust, estate
and legacy planning
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Help make sure your estate plan is in order
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Prevent legal and financial pitfalls
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Creating strategies to save money on nursing care
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Maximizing charitable giving strategies
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Beneficiary Review an coordination
Cyber Security
Socially Responsible Investing
Read Zach's Socially Responsible Investing Guide
Zach on the news
About The Armstrong Team
Zach works with clients on numerous issues including, but not limited to, making investment recommendations, assisting with insurance needs planning, and putting a plan in place for college savings. Zach also spends much of his time specializing in providing personal retirement planning and projections for his clients. Overall, he aims to deliver solutions for all of his clients’ financial planning needs. In addition to his Certified Financial Planner® designation, Zach also holds his Series 7 and 66 licenses as well as Life, Accident, and Health Insurance. He is a graduate of the University of Rochester.
Lisa joined Sage Rutty & Co. and the Armstrong Team in 2021. She comes to Sage Rutty with 20 years of experience in client focused pay roll services. Her strong customer service skills and work ethic coupled with her can-do attitude make her the perfect addition to Zach's Team. She lives in Webster, NY with her husband and enjoys spending time with her large extended family and friends.
Financial Planning Department
One of the many benefits of working with a Sage Rutty Advisor is the access you receive to our Financial Planning Department.
Led by Aaron Young, CFP®, CRPC®, CHSA®, AIF® and Vince Carson, CPA, our Financial Planning Department provides decades of experience in the Financial Planning realm.
Free Seminars
Education is Important. Come meet the team, and expand your financial knowledge.
Protecting Your Assets From The Nursing Home
The average cost of a nursing care stay in Monroe County is approaching $300,000 per year. Without a plan, these costs can quickly drain your hard earned dollars. Join Financial Advisor, Zachary Armstrong, CFP® to learn several financial and legal strategies to protect your money and prevent your nest egg from depleting.
Tax and Estate Planning for High Net Worth Investors
The average cost of a nursing care stay in Monroe County is approaching $200,000 per year. Without a plan, these costs can quickly drain your hard earned dollars. Join Financial Advisor, Zachary Armstrong, CFP® and Attorney, Stephen Bennet, Esq. of Evans Foxx LLP to learn several financial and legal strategies to protect your money and prevent your nest egg from depleting.