Overall Financial Integrations
Advanced
Tax Savings Strategies
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Inheritance protection from “The Secure Act”
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Roth IRA Conversions
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Qualified Charitable Distributions
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Custom investment location across accounts
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Potential realization of gains at 0% federal tax
Socially Responsible investing
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Making sure your investments align with your values
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“Environmental, Social, and Governance “ evaluation
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Your ethics and morals can be reflected in your investment
tax
efficient
investing
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Reducing capital gains taxes owed
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Reducing the taxable portion of interest
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Position accounts for tax free growth if available
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Investing for tax friendly inheritance
trust, estate
and legacy planning
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Help make sure your estate plan is in order
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Prevent legal and financial pitfalls
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Creating strategies to save money on nursing care
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Maximizing charitable giving strategies
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Beneficiary Review an coordination
Cyber Security
Socially Responsible Investing
Read Zach's Socially Responsible Investing Guide
Zach on the news
About The Armstrong Team
Zach Armstrong, CFP®, is a First Vice President and leader of the Armstrong Team. He works closely with clients on a wide range of financial planning needs, including investment recommendations, insurance planning, college savings, and retirement planning and projections. His goal is to deliver customized solutions that support his clients' long-term financial success.
Zach began his career in finance after graduating from the University of Rochester, gaining early experience at two local firms before joining Sage Rutty in 2013. In 2019, he established the Armstrong Team to further enhance the client experience.
In addition to holding the Certified Financial Planner® designation, Zach maintains his Series 7 and 66 licenses and Life, Accident, and Health Insurance licenses. He specializes in socially responsible investing (ESG), tax-saving strategies, long-term care planning, and cybersecurity education.
Active in the Rochester community, Zach serves on the boards of the Center for Youth and the Genesee Land Trust and is a member of Conscious Capitalism. Outside of work, he enjoys spending time with his family and participating in local sports leagues.
Corey joined Sage Rutty & Co. as a Senior Portfolio Manager in 2024, bringing more than a decade of investment management experience. Prior to joining Sage Rutty, he held a range of research and portfolio management roles, advancing from Equity Research Associate to Portfolio Manager and Senior Equity Analyst, where he contributed to the development of multiple investment strategies.
At Sage Rutty, Corey is responsible for portfolio construction, investment research, and client customization. He collaborates closely with his team to develop tailored investment strategies that align with clients' financial goals. Corey holds the Chartered Financial Analyst (CFA) designation and has passed the Series 7 and Securities Industry Essentials (SIE) exams.
Corey earned his Bachelor of Science in Financial Information & Analysis from Clarkson University. He resides in Penfield with his wife and two young daughters. He enjoys golfing, skiing, traveling and is a lifelong Buffalo Bills fan.
Lisa joined Sage Rutty & Co. and the Armstrong Team in 2021. She comes to Sage Rutty with 20 years of experience in client focused payroll services. Her strong customer service skills and work ethic coupled with her can-do attitude make her the perfect addition to Zach's Team.
She lives in Webster, NY with her husband and enjoys spending time with her large extended family and friends.
Matt joined Sage Rutty & Co. and the Armstrong Team in 2024. Previously based in New York City, he has a strong finance background with 15 years of experience working in numerous relationship management and client service roles with industry leading firms on Wall Street.
Matt’s responsibilities at Sage Rutty include meeting preparation, research & data analysis, and various client reporting. He also supports and assists his team with portfolio analysis and trading. Matt currently holds his Series 7 License.
In his free time, Matt enjoys golfing, playing guitar, and traveling.
Lindsay Brooks is a Financial Services Associate on the Armstrong Team at Sage Rutty & Co., joining the firm in 2025.
In her role, Lindsay plays a key part in supporting both clients and advisors by preparing for meetings, managing service requests, and helping to ensure a seamless and personalized client experience. She brings strong organizational skills and a dedication to detail that helps the team deliver high-quality financial planning support.
Outside of the office, Lindsay enjoys spending time with her daughter, who plays competitive lacrosse, and can often be found cheering from the sidelines on weekends.
Financial Planning Department
One of the many benefits of working with a Sage Rutty Advisor is the access you receive to our Financial Planning Department.
Led by Aaron Young, CFP®, CRPC®, CHSA®, AIF® and Vince Carson, CPA, CFP® , our Financial Planning Department provides decades of experience in the Financial Planning realm.
Free Seminars
Education is Important. Come meet the team, and expand your financial knowledge.
Protecting Your Assets From The Nursing Home
The average cost of a nursing care stay in Monroe County is approaching $300,000 per year. Without a plan, these costs can quickly drain your hard earned dollars. Join Financial Advisor, Zachary Armstrong, CFP® to learn several financial and legal strategies to protect your money and prevent your nest egg from depleting.
Lower Taxes, Amplify Retirement, Enhance Legacy
Why do most people pay more in taxes than necessary? They aren’t implementing customized tax planning techniques. Join us to learn about our strategies to reduce income taxes, Medicare premiums, and inheritance taxes. We will also take a deep dive into strategies used to minimizing RMDs, capital gains, and dividends that could help lower your taxes, amplify your retirement, and enhance your legacy.