Zach Armstrong, CFP®, is a First Vice President and leader of the Armstrong Team. He works closely with clients on a wide range of financial planning needs, including investment recommendations, insurance planning, college savings, and retirement planning and projections. His goal is to deliver customized solutions that support his clients' long-term financial success.

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Zach began his career in finance after graduating from the University of Rochester, gaining early experience at two local firms before joining Sage Rutty in 2013. In 2019, he established the Armstrong Team to further enhance the client experience.

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In addition to holding the Certified Financial Planner® designation, Zach maintains his Series 7 and 66 licenses and Life, Accident, and Health Insurance licenses. He specializes in socially responsible investing (ESG), tax-saving strategies, long-term care planning, and cybersecurity education.

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Active in the Rochester community, Zach serves on the boards of the Center for Youth and the Genesee Land Trust and is a member of Conscious Capitalism. Outside of work, he enjoys spending time with his family and participating in local sports leagues.

Corey joined Sage Rutty & Co. as a Senior Portfolio Manager in 2024, bringing more than a decade of investment management experience. Prior to joining Sage Rutty, he held a range of research and portfolio management roles, advancing from Equity Research Associate to Portfolio Manager and Senior Equity Analyst, where he contributed to the development of multiple investment strategies.

At Sage Rutty, Corey is responsible for portfolio construction, investment research, and client customization. He collaborates closely with his team to develop tailored investment strategies that align with clients' financial goals. Corey holds the Chartered Financial Analyst (CFA) designation and has passed the Series 7 and Securities Industry Essentials (SIE) exams.

Corey earned his Bachelor of Science in Financial Information & Analysis from Clarkson University. He resides in Penfield with his wife and two young daughters. He enjoys golfing, skiing, traveling and is a lifelong Buffalo Bills fan. 

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Vince Carson joined Sage Rutty & Co. in 2023 and is a member of The Armstrong Team, where he serves as a Senior Financial Strategist. He focuses on helping clients navigate complex challenges around lifetime tax liability and intergenerational wealth transfer.

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As a Certified Public Accountant, Vince bridges the gap between investment management and tax outcomes. Prior to wealth management, he worked as a tax CPA at a mid-sized accounting firm, advising small businesses, rental real estate professionals, and high-net-worth individuals—experience that informs his ability to implement tax-aware strategies.

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Vince specializes in designing multi-year tax strategies that support more informed financial decisions. He believes that without proper planning, retirees may realize more taxable income over time than necessary. By integrating tax strategy with investment and retirement income planning, he helps create more efficient, predictable outcomes—bringing clarity to complex decisions and helping clients retain more of what they’ve built.

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Outside of work, Vince enjoys golfing, skiing, and spending time with family and friends.​

Matt joined Sage Rutty & Co. and the Armstrong Team in 2024. Previously based in New York City, he has a strong finance background with 15 years of experience working in numerous relationship management and client service roles with industry leading firms on Wall Street.

Matt’s responsibilities at Sage Rutty include meeting preparation, research & data analysis, and various client reporting.  He also supports and assists his team with portfolio analysis and trading.  Matt currently holds his Series 7 License.

In his free time, Matt enjoys golfing, playing guitar, and traveling.

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Lisa joined Sage Rutty & Co. and the Armstrong Team in 2021. She comes to Sage Rutty with 20 years of experience in client focused payroll services. Her strong customer service skills and work ethic coupled with her can-do attitude make her the perfect addition to Zach's Team.

She lives in Webster, NY with her husband and enjoys spending time with her large extended family and friends.

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Lindsay Brooks is a Financial Services Associate on the Armstrong Team at Sage Rutty & Co., joining the firm in 2025.

In her role, Lindsay plays a key part in supporting both clients and advisors by preparing for meetings, managing service requests, and helping to ensure a seamless and personalized client experience. She brings strong organizational skills and a dedication to detail that helps the team deliver high-quality financial planning support.

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Outside of the office, Lindsay enjoys spending time with her daughter, who plays competitive lacrosse, and can often be found cheering from the sidelines on weekends.

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Ryann Stefaniak helps ensure every client relationship gets off to a smooth and organized start.
She supports the team by coordinating new account paperwork, preparing for client meetings,
and managing account transfers with a detail-oriented approach that helps create a seamless
experience from the very beginning.
Before joining Sage Rutty, Ryann built her leadership and client service skills in management
roles, where she developed a strong commitment to organization, communication, and
delivering exceptional service. She earned her bachelor's degree from Nazareth University in
2023, graduating with a major in Mathematics and a minor in Anthropology.
Outside the office, Ryann enjoys spending time on the golf course, cheering on the Buffalo Bills,
and being a proud cat mom.

Navigating Medicare can be confusing, especially when trying to understand if you need to enroll, whether you’ll be enrolled automatically, or how Medicare works with employer coverage if you’re not retiring yet. At Sage Rutty, our Medicare specialist helps clients sort through these questions, explaining eligibility, enrollment periods, and how to avoid costly penalties. Whether you’re approaching age 65, leaving employer coverage, or managing healthcare needs due to disability, we provide guidance to make the process simple and stress-free.

We also assist with evaluating Medicare Advantage (Part C) and Supplement (Medigap) plans, comparing benefits, pricing, and coverage to find the best fit for your needs. Once you’re enrolled, our team is always available for ongoing help and support, whether you have questions or need to change plans in the future. Because plans and healthcare needs can change, we recommend annual reviews to ensure you’re getting the most value. As part of our commitment to comprehensive financial planning, this personalized Medicare support is one more way Sage Rutty helps you protect your health and financial well-being.

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One of the many benefits of working with a Sage Rutty Advisor is the access you receive to our Financial Planning Department. 

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Led by Aaron Young, CFP®, CRPC®, CHSA®, AIF®, Vince Carson, CPA, CFP®,  and John Burgdorf, CPA, our Financial Planning Department provides decades of experience in the Financial Planning realm.

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