Modern City

Zachary Armstrong, CFP®

Vice President, Financial Advisor 


Services & Specialties

  • Retirement


  • Investment


  • Tax


  • Nursing Care Planning

  • Insurance 


  • Health Care


  • Social Security


  • College


  • Cyber


  • Estate


Overall Financial Integrations

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Tax Savings Strategies
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Socially Responsible Investing
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Efficient Investing
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Trust, Estate, and Legacy Planning

Cyber Security

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Socially Responsible Investing

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Read Zach's Socially Responsible Investing Guide

Zach in the News

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About the Armstrong Team

Modern City

Zachary Armstrong, CFP®

First Vice President, Financial Advisor


Zach works with clients on numerous issues including, but not limited to, making investment recommendations, assisting with insurance needs planning, and putting a plan in place for college savings. Zach also spends much of his time specializing in providing personal retirement planning and projections for his clients. Overall, he aims to deliver solutions for all of his clients’ financial planning needs. In addition to his Certified Financial Planner® designation, Zach also holds his Series 7 and 66 licenses as well as Life, Accident, and Health Insurance. He is a graduate of the University of Rochester.

Sara Groschadl

Financial Services Associate


Sara Groschadl joined Sage Rutty as a Compliance Associate in 2018. She worked closely with our Chief Compliance Officer and the advisor teams to effectively manage risk and remain in compliance with various regulatory authorities. She recently made the jump over to the client facing side of Sage Rutty, assisting clients meet their financial goals. Sara earned her Bachelor’s degree in Childhood and Special Education from St. John Fisher College. Her varied experience includes owning and running an equine facility locally as well as a background in Medicare law and appeals.

Free Seminars

Education is Important.  Come meet the team, and expand your financial knowledge.


Investing Through the Pandemic & Beyond

Coronavirus has drastically effected the economy and the investment markets. The events that unfolded have really highlighted how you should think about investing to make it through the Pandemic and have success long after it is over. Come learn how investing has truly changed and how to approach your risk and your investment return for optimal success going forward.

How the Election Could Impact Your Finances 

The results of the election could have a major impact on your finances. Either red or blue, the result will dictate how to think about your investments and taxes in the coming years. Join me to learn about specific tax changes that have been proposed, moves that may make sense pending the election outcome, and what you could do to potentially save money on taxes and in your investments long-term.

Tax & Estate Planning for High Net Worth Investors

In this workshop, We will explore a number of powerful tax-savings strategies to consider implementing now, including how to grow your portfolio in a tax-efficient way. Join us to learn how to reduce your capital gains tax so you keep more of the money you make. We will also highlight some of the simple changes you can make today to pass more money to your heirs.

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Sage Rutty and Company, Inc.   100 Corporate Woods, Suite 300   Rochester, New York 14623 
phone 585.232.3760   fax 1.866.902.0273   toll free 1.800.733.1133

© 2021 Sage Rutty. Sage Rutty is a trademark of Sage Rutty and Company, Inc. Members: FINRA and SIPC