Financial Planning

Financial planning

“A goal without a plan is just a wish.”

Investment

Management

From Portfolios to Profit Sharing Plans, we're here to help

Estate Planning

Legacy Planning, Trust Services & More

401(k)

services

Corporate Retirement

Plan Advisory Services

Fixed

Income

Treasuries, Bonds, Muni's & More

Life is Uncertain

In today's world of ever-changing tax laws, unpredictable investment returns, dwindling job security, skyrocketing health care costs, dramatic tuition increases, Medicare complexities, changing retirement programs, Social Security uncertainties, & unlimited insurance options...

It's no wonder people feel overwhelmed and anxious when it comes to securing their future.  

Gain Peace of Mind

Life is uncertain.  But that doesn't mean your financial security has to be.  In fact, today, more than ever, you want to be sure that the things you can control, you do - especially planning for your financial future.  

At Sage Rutty, your confidence is our top priority. Our financial planning team is uniquely equipped to bring you financial peace of mind for today and tomorrow.

It's too complicated!  It takes too long!  I'm too busy!

No Excuse Not To Plan

At Sage Rutty, we realize you're busy.  We also realize that, although we love it, financial planning can be confusing, intimidating, and even tedious.

 

That's why we've worked hard to develop a planning process that is simple, easy to understand, and even enjoyable (Can you believe it?).  

 

Once the process is complete, you'll know:   

  • Where you are today.

  • Where you want to be throughout your life.

  • How you're going to get there

  • What you need to do to make it happen

Leaving No Stone Unturned

Your financial planning team will provide you with tailored and thorough guidance and recommendations to establish a path forward that's right for you.  

We'll put our financial language in terms you can understand and respond to.  

We can assist you in any or all of the following areas:

Lifestyle & Personal Goals

Cash Flow

Investments

Education Plans

Social Security Claiming Strategies

Retirement Projections

Income Planning

Risk Analysis

Insurance Review

Estate Planning

Tax Planning

Survivor Needs Analysis

And More!

Financial Planning Pricing

Our comprehensive and limited scope financial planning services are provided for a flat fee*.  In addition to the development of your financial plan, this fee also includes consultation with your financial planning team and advisor throughout the year, as well as minor plan changes that may be needed due to unexpected life changes such as:

  • Birth or adoption of a child

  • Change in work or marital status

  • Death 

  • Inheritance

*Specific financial planning fees available upon request. 

Financial Planning Department

One of the many benefits of working with a Sage Rutty Advisor is the access you receive to our Financial Planning Department. 

Working in tandem with our advisors, Victoria Ferren, CFP®, and

Aaron Young, CFP®, AIF®  provide decades of experience in the Financial Planning realm.

Our Financial Planning staff is salaried, and does not work on commissions.

Therefore, you receive objective, sound guidance with absolutely no regard to sales.

At Sage Rutty, we strive to match potential clients with the advisory team that best fits their personality, philosophy and investment goals.  If you are not yet a client, please call Wayne Holly, our President, at 585-512-2300 or email him at wholly@sagerutty.com and he will be happy to help match you with the most appropriate team.  

If you are already a client, call your Sage Rutty Advisor today and make an appointment to

ensure that what you have in mind is what you have in place.  

Victoria Ferren, CFP®

Victoria is a Certified Financial Planner™ Practitioner, a graduate of SUNY at Geneseo, and a Certified Corporate Paralegal through advanced studies at Adelphi University. She has in excess of thirty years of experience in the financial arena with expertise in trusts and estates, not-for-profits, charitable gifting, income tax, wealth management and business continuity planning. 

  • LinkedIn Social Icon

Aaron Young, CFP®, AIF®

Aaron is a Certified Financial Planner™ Practitioner determined to help clients make smart decisions when it comes to all things money.  He spends most of his time with his wife Ashley, and enjoying quality moments with family and friends. Aaron’s current interests include raising awareness and funds for Pancreatic Cancer Research and volunteering with Meals on Wheels.

  • LinkedIn Social Icon
Sage Rutty Financial Advisors Logo
  • Facebook Social Icon
  • LinkedIn Social Icon

Sage Rutty and Company, Inc.   100 Corporate Woods, Suite 300   Rochester, New York 14623 
phone 585.232.3760   fax 1.866.902.0273   toll free 1.800.733.1133

© 2019 Sage Rutty. Sage Rutty is a trademark of Sage Rutty and Company, Inc. Members: FINRA and SIPC