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Medicare Insurance Planning

Disclaimer: *Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance.  A licensed agent/producer may contact you. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

Would You Prefer a Personal Consultation Instead?

At this time Medicare consultations are only for New York state clients.

*By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry.  This agreement is not a condition of enrollment. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

An Insurance Representative Dedicated to Serving You.

Becoming eligible for Medicare means there are many decisions to make, and you, no doubt, will have many questions. You may be asking yourself:

  • Do I need to enroll in Medicare and if so, will I be enrolled automatically? If not, when do I enroll to avoid penalties?

  • Should I leave my employer group or individual health plan coverage?

  • What do I do if I'm not retiring?

Then during the Annual Enrollment Period, you are presented with more questions about your annual plan choices. You may be asking yourself:

  • Am I paying for coverage that I don't use?

  • Are there more affordable plans out there?

  • Do I need to change plans because I am now taking new medications or now need vision, hearing and/or dental?

Our experienced representative will help you answer these important questions and much more. We'll guide you through this complicated process, giving you the confidence you need to make these important decisions.

Doctor and Patient

Approaching Medicare Eligibility?

When to Enroll in Medicare Part A & Part B

Turning 65
Soon

  • If you are receiving Social Security benefits and meet the qualifications, you will automatically be enrolled in Medicare.
     

  • If you are not receiving social security benefits, you have a 7-month eligibility period to enroll.  However, it is recommended that you complete the Medicare Part A and Part B online application 3 months prior to your birth month. You can access the  application here.

Over
65

  • If you are leaving your current employer group, contact the Social Security Administration to enroll in Medicare Part A and Part B.
     

  • Ideally, you should enroll in Medicare Part A and Part B three months before your current plan terms so you can request the effective date to start the day after and prevent a lapse in coverage.
     

  • If you wait until your plan terms, you have an 8 month eligibility period. However, to avoid Part D prescription plan penalties, you must enroll in a Part D plan no later than 63 days after your current plan has termed.

Under 65 & Have
a Disability

  • You will automatically be enrolled in Medicare if you have received disability benefits from Social Security for 24 months.

Doctor and Patient

Selecting the Right Medicare Plan for You.

Our insurance representative will help you find a plan that best suits your needs.  Whether it's a Medicare Advantage Plan or a Medicare Supplement Plan, our specialist has the information that you need to make the right decisions. We will analyze the costs and benefits, using your specific individual information and recommend the plans that provide you with the greatest coverage and value. 

 

Thereafter, be sure to set up an annual review meeting to assess changes to your current plan and to learn about new benefits and extras that are available to you.

At this time Medicare consultations are only for New York state clients.

*By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry.  This agreement is not a condition of enrollment. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

Meet our Insurance Representative