Services & Specialties
Services & Specialties:
Long Term Cash Flow
Financial Behavioral Analysis
403b & Pension Maximization
Meet the Team
Joe has worked in the financial services industry since 2017 and joined the Sage Rutty family in early 2022. Prior to being in the financial services industry, Joe worked as a contracted program manager for NAVAIR and the V-22 Osprey program at Cherry Point N.C. He holds his Series 7, 66, and LAH licenses as well as his Accredited Portfolio Management Advisor® or APMA® designee. To hold this designation individuals have completed a course of study that includes but not is limited to portfolio creation, evaluation, and maintenance.
“Always being assessed” and “be a perpetual student” are just two of the many mottos that Joe tries to abide by when it comes to his personal and professional life. He has a sense of duty to provide prudent advice, education, and service to clients with humility and respect. He likes to focus his and Steve's practice on providing foundational and comprehensive values-based financial planning to clients.
Joe is married to his best friend Jessica, and they live in East Rochester with their two children. In his free time Joe enjoys spending quality time with his family, playing golf, being outdoors, and watching football.
Steve holds a Bachelor of Science from Rochester Institute of Technology. He served for over nine years as an Infantry Officer in the US Army, where he led Soldiers in several units, including the 10th Mountain and 101st Airborne Divisions. It was in the Army that Steve honed his skills as a strategic planner and developed a passion for coaching, mentoring, and advising others.
Steve has worked in the Financial Services Industry since 2018. He holds his Series 7, Series 66 and LAH licenses, as well as his Accredited Portfolio Management Advisor® or APMA® designation. Individuals who hold the APMA® designation have completed a course of study encompassing portfolio creation, augmentation, and maintenance.
Steve and his wife Shauna live in Farmington, NY with their two daughters – Ella and Belle – and their Chesapeake Bay Retriever “Hawkeye”. He also has an enduring passion for strength and health, the outdoors, cooking, and writing – outside of his profession, you will often find him training outdoors, camping off the beaten path, cooking with his family or writing poetry.
Financial Planning Department
One of the many benefits of working with a Sage Rutty Advisor is the access you receive to our Financial Planning Department.
Led by Aaron Young, CFP®, CRPC®, CHSA®, AIF® and Vince Carson, CPA, our Financial Planning Department provides decades of experience in the Financial Planning realm.