Personalized Guidance. Sage Advice. Lasting Relationships.
Comprehensive wealth planning tailored to your goals, your family, and the legacy you want to create.
The Sage Advisors Team believes financial planning should feel personal—not transactional. Financial decisions are deeply connected to the life you want to build, the people you care about, and the legacy you hope to create. That philosophy extends beyond the advice we provide—it’s reflected in the team itself.
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Family and long-term relationships are woven into the fabric of the practice. Neil and Laura have built both a life and a career together, helping clients navigate important financial decisions with the same care and commitment they bring to their own family. That sense of continuity extends to Kate, whose mother was a valued member of the team for many years before retiring. Together, these connections have helped create a welcoming, close-knit environment where clients are known personally, relationships span generations, and trust is earned through years of dedicated service.
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Our approach begins with understanding what matters most to you. Whether you're preparing for retirement, navigating a major life transition, preserving wealth for future generations, or simply seeking greater clarity around your financial picture, we take the time to listen first. From there, we develop thoughtful strategies tailored to your unique circumstances, priorities, and long-term goals—never a one-size-fits-all solution.
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Because financial planning is an ongoing process, our relationship doesn't end once recommendations are made. We believe the strongest client relationships are built through consistent communication, proactive guidance, and the confidence that comes from knowing your advisory team is accessible when you need them. Our boutique structure allows us to remain highly focused on the clients we serve, providing the attentiveness, responsiveness, and continuity that larger firms often struggle to deliver.
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At the heart of our work is a simple goal: helping clients feel informed, supported, and confident in the decisions they make. Success isn't measured solely by financial outcomes, but by the peace of mind that comes from having a trusted team alongside you—through life's milestones, market uncertainty, and everything in between.
Comprehensive Financial Services for Every Stage of Life
We believe financial planning works best when it's personal. That's why every recommendation begins with understanding what matters most to you.
Retirement
Planning
Retirement is about more than reaching a certain age—it's about having the confidence to enjoy the life you've worked hard to build. We help clients develop personalized retirement strategies designed to create sustainable income, manage risk, and support their long-term goals.​​​​​​​
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Tax-Efficient
Wealth Strategies
​Taxes can have a significant impact on long-term financial success. We work with clients to identify opportunities that may help improve tax efficiency, preserve wealth, and support their broader financial plan.​​​
Specialized Estate
Planning Expertise
Estate planning is one of our team's areas of particular focus. With the insight of former estate attorney Neil Frood, we help clients evaluate and coordinate sophisticated estate planning strategies, including those involving trusts, wealth transfer objectives, and multi-generational planning. Our goal is to help clients make informed decisions about preserving assets and creating a lasting legacy for future generations.
Investment
Management
Your investment strategy should align with your unique financial objectives, time horizon, and comfort with risk. We provide ongoing portfolio management and guidance designed to help keep your investments working toward your goals while adapting to changing market conditions and life events.​​​​​​​​​
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Wealth
Preservation
Building wealth is only part of the equation. We help clients develop strategies aimed at protecting and preserving what they've accumulated, allowing them to navigate life's transitions with greater confidence.​​
Estate Planning
Coordination
A well-designed estate plan can help protect your assets, provide for your loved ones, and ensure your wishes are carried out. We work closely with clients and their legal and tax professionals to help coordinate estate planning strategies and keep plans aligned with their overall financial goals.​​​​​​
Your Sage Advisors
With you through life’s milestones, market uncertainty, and everything in between.
Meet the team behind your financial plan. Combining decades of experience in wealth management, financial planning, investment strategy, and estate planning, we work together to provide thoughtful guidance tailored to your unique goals. Whether you're preparing for retirement, navigating a major life transition, managing family wealth, or planning your legacy, we're committed to building lasting relationships and helping you make informed financial decisions with confidence.
Neil Frood, JD
Senior Vice President, Financial Advisor
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Neil brings more than 25 years of experience helping individuals and families navigate important financial decisions with confidence. As both a financial advisor and attorney (J.D.), he offers a unique perspective that combines sophisticated financial planning with a deep understanding of estate, legacy, and wealth transfer strategies.
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He focuses on retirement planning, generational wealth planning, and income distribution strategies, helping clients create comprehensive plans designed to support their goals both today and in the future. Known for his thoughtful approach and depth of knowledge, Neil works closely with clients to simplify complex decisions and provide clear, strategic guidance through every stage of life. He and his wife, Laura, have served clients together for many years while raising their two sons, Stuie and Eddie, giving him a personal appreciation for the importance of family, long-term planning, and building a meaningful legacy for future generations.
Laura S. Frood, AAMS®, CFP®
First Vice President, Financial Advisor
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Laura main role is helping clients navigate the complexities of financial planning with confidence and clarity. She plays an integral role in developing personalized strategies that align each client’s goals, investments, and long-term vision, combining thoughtful planning with a practical, detail-oriented approach.
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With more than two decades of industry knowledge, she oversees investment planning and implementation, portfolio construction, and ongoing strategy management, helping clients stay on track as markets shift and life circumstances evolve. Laura and her husband, Neil, have spent many years working together to serve clients while raising their two sons, Stuie and Eddie. That balance of family, partnership, and long-term planning shapes her commitment to helping clients build financial confidence and create meaningful legacies of their own.​​​​
Kate Keenan, FPQP®
Registered Relationship Manager
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Kate helps create the seamless, high-touch client experience that defines the team’s approach. Having worked alongside Neil and Laura for many years, she plays an important role in supporting the financial planning process through thoughtful preparation, detailed research, and careful coordination of meetings, follow-up items, and ongoing planning initiatives.
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Working closely with both clients and the advisory team, Kate helps ensure communication remains timely, organized, and proactive. Her responsiveness, attention to detail, and commitment to exceptional service help clients feel informed and supported throughout every stage of the planning relationship.
Outside the office, Kate enjoys spending time with her husband and their daughter, Harper, and values the same sense of family and connection that shapes the team's approach to serving clients.​​
Lauren McKerrow
Registered Financial Services Associate
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Lauren helps ensure each client’s day-to-day experience is smooth, responsive, and worry-free. As a primary resource for account servicing, she assists with account inquiries, cash management requests, distributions, and a wide range of administrative needs. Her attention to detail and commitment to accuracy help keep important processes moving efficiently behind the scenes.
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Working closely with clients and the advisory team, Lauren is known for her professionalism, timely assistance, and dependable follow-through. Her client-first approach helps clients feel supported and confident in the ongoing management of their accounts.
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Outside of work, Lauren enjoys spending time with her family and her husband, Jake. The two recently married and are excited to begin this new chapter together.
The Medicare Insurance Department
Led by Angela Bevilacqua
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Medicare can be complex, from understanding enrollment rules to coordinating coverage with an employer plan. Sage Rutty’s Medicare specialist helps clients navigate eligibility, enrollment timelines, and coverage options while avoiding costly penalties. Whether you're approaching age 65, leaving employer coverage, or qualifying due to disability, we make the process simple and stress-free.
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We also help compare Medicare Advantage and Medicare Supplement plans to find the right fit for your needs. With ongoing support, annual reviews, and guidance as your healthcare needs change, we're here to help protect both your health and financial well-being.
Get in Touch
A conversation today can help bring clarity to tomorrow.
Financial planning isn't just about numbers—it's about understanding your goals, values, and vision for the future. Reach out to our team to begin a conversation about how personalized wealth planning can help you pursue what matters most.
