Personalized, Custom, and Held to the Highest Standards

Everything Kim does is personalized, custom, and held to the highest standards. As the daughter of a physician, Kim understands the unique needs of healthcare professionals, who make up a majority of the clients with whom she works.

Having majored in biochemistry with a minor in molecular biology herself, and later working in pharmaceutical sales, Kim brings a unique understanding to her clients in the medical profession. She knows first hand about her clients’ busy schedules, the nontraditional hours they keep, and the expectations that often come with such a demanding lifestyle.


Kim has a unique ability to take on complicated situations, particularly when it comes to Social Security and Medicare. She is detail-oriented, ultra analytical, and her work is methodical. She also understands the value of utilizing technology to provide the highest level of service, working with clients in Rochester, Syracuse, as well as outside of New York State. 

Kim is a mother of four grown children, eight grandchildren and lives in Canandaigua—a community that she loves. She is a former board member for the United Way of Ontario County, and a member of the Estate Planning Counsel of Rochester. A self-proclaimed workaholic and advisor who never stops, Kim recently took her first vacation in over 18 years. But she wouldn’t have it any other way.

Medicare: The A, B, C & D's

Are you or a loved one faced with making Medicare decisions? Do you know how much you can expect to pay in healthcare costs after going on Medicare? In this workshop we will discuss Medicare Parts A, B, C and D. Learn what they cover, how enrollment periods work, and what you need to do to avoid late enrollment penalties. Gain the knowledge you need in order to make Medicare choices with confidence.

Savvy Social Security Planning

What is the optimal time to claim Social Security benefits? In this workshop we will discuss how the timing, spousal benefits, cost of living adjustments, and other complexities of Social Security can greatly impact your retirement plan. These tips will help savvy individuals maximize their benefits in retirement.

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Upcoming Seminars


Kim L. Nugent, CFP®, AIF®

Senior Vice President, Wealth Manager 


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Amy Singer
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Amy Singer

Registered Financial

Services Associate


Rebekah Adams

Financial Services



Financial Planning Department

One of the many benefits of working with a Sage Rutty Advisor is the access you receive to our Financial Planning Department. 

Working in tandem with our advisors, 

Victoria Chase Parker, CFP®, CDFA®, CHSA® and

Aaron Young, MSPFP, CFP®, CRPC®, CHSA®, AIF®

  provide decades of experience in the Financial Planning realm.

Kim's Team


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Sage Rutty and Company, Inc.   100 Corporate Woods, Suite 300   Rochester, New York 14623 
phone tel:
585.232.3760   fax 1.866.902.0273   toll free 1.800.733.1133

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