Financial Planning with Heart and Clarity.
Thoughtful guidance for individuals and families navigating complex financial and life decisions.
Teresa Robinson, CFP®, and her team believe that financial planning should be grounded in both heart and clarity—combining thoughtful guidance with disciplined, well-constructed strategy.
They work closely with individuals and families navigating complex financial situations, including retirement planning, tax strategy, estate planning, and the management of inherited assets. These moments often coincide with major life transitions and long-term decisions, requiring not only sound financial analysis but also patience, reassurance, and a steady hand.
Teresa and her team take a highly collaborative approach, meeting clients where they are and helping them understand the implications of each decision. Whether coordinating tax-efficient withdrawal strategies, planning for required minimum distributions, or aligning estate plans with broader financial goals, the team focuses on education without overwhelm—so clients feel informed, empowered, and confident in the path forward.
Much of their work involves proactive tax planning and thoughtful estate considerations, ensuring that wealth is structured, preserved, and transferred intentionally. The team helps clients evaluate how today’s decisions affect future tax exposure, legacy goals, and family dynamics, always with an eye toward clarity and long-term impact.
There is no single “magic number” when it comes to financial security. Rather than relying on generalized advice or market noise, Teresa and her team build personalized plans rooted in each client’s values, objectives, and financial reality—balancing technical precision with the care and clarity clients deserve.
Heart and Clarity.
For Teresa and her team, heart begins with listening and taking the time to understand what matters most, the concerns beneath the numbers, and the goals shaping each decision. They guide clients through important financial moments with empathy, patience, and respect for the personal nature of those choices.
Clarity comes from structure, education, and disciplined guidance. The team focuses on explaining complex financial, tax, and estate planning concepts in a way that is approachable and actionable, setting realistic expectations and providing honest direction, especially when decisions carry long-term or emotional weight.
Together, heart and clarity form the foundation of the team’s planning philosophy. By pairing thoughtful education with a steady, methodical approach, Teresa and her team help clients feel informed, supported, and confident as they move forward with purpose and intention
A Team You Can Trust.
We work together to provide clarity, consistency, and personalized financial guidance for every client.
First Vice President | Financial Advisor
Teresa joined Sage Rutty & Co. in April of 2013. Teresa received an undergraduate degree from Mercyhurst College where she graduated Summa Cum Laude. She went on to earn a Master’s Degree from Nazareth College in Art Therapy.
She completed her Certified Financial Planner® certification, the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
Teresa is licensed in New York State in Life, Accident, and Health Insurance and she holds Series 7, 63 & 65 licenses with the Financial Industry Regulatory Authority (FINRA).
Financial Services Associate
Megan Polidori is a Financial Services Associate on Teresa Robinson’s team at Sage Rutty & Co., joining the firm in 2025.
Megan supports Teresa and her clients by coordinating meeting preparation, managing service requests, and helping to maintain a high level of care throughout the financial planning process. She brings a thoughtful, client-focused approach and is committed to delivering efficient, personalized service.
Led by Aaron Young, MSPFP, CFP®, EA, CRPC®, CHSA®
The Financial Planning Department
Our financial planning team will work with you to build a personalized strategy that supports your long-term goals. Whether you’re planning for retirement, managing cash flow, or navigating life’s financial milestones, our certified experts provide tailored guidance based on your unique situation. We take the time to understand your needs, analyze options, and recommend thoughtful strategies that help you pursue financial confidence and clarity.
Led by Angela Bevilacqua
The Medicare Insurance Planning Department
Our insurance representative will help you find a plan that best suits your needs. Whether it's a Medicare Advantage Plan or a Medicare Supplement Plan, our specialist has the information that you need to make the right decisions. We will analyze the costs and benefits, using your specific individual information and recommend the plans that provide you with the greatest coverage and value.
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